Relaxing at Home

Mortgages Made Easy

We understand how complicated the mortgage process can be, so we invest in today's leading technology to make it as simple as possible.

Complete our online secure application here. It only takes a few minutes.


With countless partners we offer an endless variety of loan options to best fit your needs.


Situated in Beautiful South Florida, we thrive on our easy and dependable process.


Calculate your mortgage, interest rates, and more.

A Clear Easy Process

     Here at Breakwater Funding we understand that every financial situation is different, and just how complicated the loan process can be to navigate. We strive to bring our clients the best prices available on the market, matching them with the right lenders, with programs custom tailored to their needs. Our experts work with over a dozen top wholesale lenders to find the markets absolute best pricing so that our clients can be certain they are getting the best deal.

     Our mission is to make your mortgage experience easy and clear as possible. Through our website you can find high quality educational material about home mortgages, submit a complete online, secure loan application or pre-qualify for a home loan. Use one of our interactive calculators to evaluate your different financing options, going over various mortgage scenarios. One of our experts will be there to walk you through the entire process, and answer any questions you may have. 


"Dilcia was fantastic to work with. She answered all of my questions and kept me informed through the whole process. Got a super low rate and closed on time!"

"Pleasure to work with and not pushy. Matthew made the process simple and easy!"

"Dilcia had me Pre-Approved in less than 20 minutes. She walked me through a couple different options and answered all of my questions. Can't wait to work with her moving forward!"

Hillel Hart

Josh Schaeffer

Maria Melendez